I was appalled to find out that not only am I being charged monthly for a service — FreeCreditReport.com (billed as CIC*TRIPLE ADVANTAGE) — that I don’t use but that according to Experian, my SS# and credit history is apparently tied to one ANDREA LAVELLE, also known as Andrew C. Sternberg, and born in 1964 (my actual year of birth is 1975). Only one of three addresses listed are mine and among my supposed debts are a quarter-million dollars in real estate assets (I’ve only rented — never owned).
UPDATE JUNE 6: Finally got thru to Experian (the number for disputes that worked was 1 800 208 9232) and cleared 21 accounts from my credit report that weren’t mine as well as at least a dozen addresses where I never lived. The woman on the phone confirmed that “this happens all the time.” These computers are made by humans, she said. Sounds like you really need some new computers, or an overhaul of your IT staff, I rebutted.
UPDATE: I discovered that indeed one Andrea Lavelle does work at Antioch Tire in Antioch, IL — at the very address listed on MY Experian credit report. Thanks to some Google searching and a call to my purported identity thief’s workplace, I know when she’ll be in the office — but I don’t know who to send (or if there might be a third party involved whose hijacking both of our identities). Guess I’ll call the FTC in the morning.
Upon calling FreeCreditReport.com customer care I was instructed to file a dispute on the website, however, when disputing the first thing listed (the address) i was told that their online disputing system is currently unavailable. I then asked, no, demanded to know why two unknown addresses as well as several assets that aren’t mine are listed on this record which is supposedly based on my social security number. Fill out this form is all I was told. And they will e-mail you. Well the second form didn’t get me anywhere as you can see from the error message below.
So, HOW can I find out what’s up with this BS on my credit report? Is this a bug on Experian’s end (owner of FreeCreditReport.com and issuer of my inaccurate credit report) or has someone who goes by Andrea Lavelle been piggybacking on my credit for better and/or worse? For the record, my credit score according this report is fine, so I have yet to be adversely affected by this mystery (as far as I know).
An interesting request appeared on my desk this morning to put the 2007, Danish-produced video Good Copy, Bad Copy onto DVD. I was surprised I haden’t seen it yet — it’s quite good, and includes interviews with Girl Talk and Danger Mouse, music by RJD2, Santogold and more. Entertaining! Check it. Oddly, it doesn’t appear to explicitly be Creative Commons licensed or otherwise (which under U.S. law indicates that it is “all rights reserved” by default) however it is available for download in multiple formats via Blip.tv.
UPDATE: It is still contested whether or not these votes (such as mine, and two of my three colleagues who also voted Democratic on a Nonpartisan ballot) will be disqualified. Obama campaign lawyer Stephen Kaufman defines two issues decline-to-state voters are experiencing today, one statewide and one only in LA County. CA campaign chair Buffy Wicks just sent out an URGENT UPDATE, the Clinton campaign has still said nothing beyond: “False reports about voting problems in LA are being drudged up â€“ Everything is going smoothly in LA.”
Despite all the preparation I did before going down the street to Elysian Park Elementary to vote this morning I missed something HUGE. Perhaps I should have read my literature closer, or at least this blog post:
Thousands of non-partisan voters’ ballots in Democratic Primary could go uncounted if voters fail to follow instructions carefully.
As a registered decline-to-state voter, I was aware that I could choose either a Democratic or American Independent ballot. I had no idea, however, that I would be handed a punch card that said only “non-partisan.” Furthermore, at the top of the card there apparently was an additional and crucial bubble on it, signifying whether the non-partisan was voting for the American Independent candidate or one of the Democratic candidates. City officials are getting the word out to citizens now, but it’s a little to late. This extra bubble is ONLY for DTS voters in Los Angeles County.
This is only one of my concerns. Despite SoS Debra Bowen doing the right thing and recalling all electronic voting machines until they’re proven reliable, the Inkavote machine used to verify and count my ballot was apparently broken! As I went to slip my punch card in, the poll worker told me, “it’s broken, just give it to me and I’ll put it in the box myself later.” What?!? You’ve got 6 months to fix this, Bowen.
OK. That’s my Super Tuesday story for now. I hope you can all make it down to Seven Grand later to watch the returns and celebrate my birthday! Let’s party.